Mortgage Loan Originator - Part TIme
Company: My Mortgage, Inc
Location: Hialeah
Posted on: May 25, 2023
|
|
Job Description:
The Mortgage Loan Originatorwill review loan applications to
evaluate, authorize, and/or recommend the approval of commercial,
credit, or real estate loans.Supervisory Responsibilities:Assists
with training of newly hired loan
originator.Duties/Responsibilities:Assists potential borrowers with
completion of initial loan applications; reviews submitted
applications for accuracy and completion, requesting additional
information or detail as needed.Verifies information and financial
history provided; acquires borrowers credit reports from major
credit reporting bureau(s).Submits application to credit analysts
or, when appropriate, examines application and creditworthiness of
potential borrower; determines or makes recommendations regarding
approval or denial/modification of requested loan.Approves or, when
outside pre-approved lending limits, refers loans to management for
analysis and approval.Ensures loan agreements are completed
according to policy; calculates and explains payment
schedules.Explains different lending and credit options and bank
products to potential and current clients.Maintains credit and
lending records and files.Maintains a robust referral network in
the local banking community with builders, real estate agents, and
other related businesses.Performs other related duties as
assigned.Required Skills/Abilities:Excellent verbal and written
communication skills.Excellent interpersonal, customer service, and
sales skills.Extremely proficient with Microsoft Office Suite or
related software program.Thorough understanding of Federal Housing
Authority (FHA), Veterans Affairs (VA), Federal National Mortgage
(Fannie Mae), and other types of construction and conventional
loans.Education and Experience:Bachelors Degree in Finance or
Business Administration required.Certification of any mandatory
state loan originatortraining or licensing required.Physical
Requirements:Prolonged periods sitting at a desk and working on a
computer.Must be able to lift up to 15 pounds at times.Must be able
to travel at times.Compensation and Benefits:This position is
eligible for health benefits if a full-time employee. This position
is not eligible for PTO, Leave or Holiday.
Keywords: My Mortgage, Inc, Hialeah , Mortgage Loan Originator - Part TIme, Other , Hialeah, Florida
Click
here to apply!
|