Mortgage Loan Originator - Part TIme

Company: My Mortgage, Inc
Location: Hialeah
Posted on: May 25, 2023

Job Description:

The Mortgage Loan Originatorwill review loan applications to evaluate, authorize, and/or recommend the approval of commercial, credit, or real estate loans.Supervisory Responsibilities:Assists with training of newly hired loan originator.Duties/Responsibilities:Assists potential borrowers with completion of initial loan applications; reviews submitted applications for accuracy and completion, requesting additional information or detail as needed.Verifies information and financial history provided; acquires borrowers credit reports from major credit reporting bureau(s).Submits application to credit analysts or, when appropriate, examines application and creditworthiness of potential borrower; determines or makes recommendations regarding approval or denial/modification of requested loan.Approves or, when outside pre-approved lending limits, refers loans to management for analysis and approval.Ensures loan agreements are completed according to policy; calculates and explains payment schedules.Explains different lending and credit options and bank products to potential and current clients.Maintains credit and lending records and files.Maintains a robust referral network in the local banking community with builders, real estate agents, and other related businesses.Performs other related duties as assigned.Required Skills/Abilities:Excellent verbal and written communication skills.Excellent interpersonal, customer service, and sales skills.Extremely proficient with Microsoft Office Suite or related software program.Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans.Education and Experience:Bachelors Degree in Finance or Business Administration required.Certification of any mandatory state loan originatortraining or licensing required.Physical Requirements:Prolonged periods sitting at a desk and working on a computer.Must be able to lift up to 15 pounds at times.Must be able to travel at times.Compensation and Benefits:This position is eligible for health benefits if a full-time employee. This position is not eligible for PTO, Leave or Holiday.

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